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MY
WEALTH
Keeping
Up With The Joneses ( Being
Shoppingholic )
Posted: Nov 2009
What
is the shoppingholic (
shopaholic )? Are you a
shoppingholic? Are you keeping up
with the Joneses?
Impulsive
purchase is the main reason of
excessive spending. Impulsive
purchase is the bad habit that
affects your personal wealth.
Impulsive purchase is when you
decide to buy something
unplanned, in order to feel
better on short term. On long
term you feel worse, since you
spent money or took another bank
debt, while you bought something
that you really do not need. Are
you shoppingolic ( shopaholic )?
Another
name for impulse purchase is
shopping therapy. "I had a
really hard day, I am going to
shopping center to buy something
to myself" - If you say
this than you are really the
shoppingholic. You are spending
more money than you should, or
having another debt, for
something that you really do not
need. You spend the money for
only a moment of pleasure.
Tomorrow you may not even take a
look at what you have bought
just yesterday.
Women
are often said to be a
shoppinholic/shopaholic. But men can be
even worse. Women are taking
shopping therapy by buying
dresses or make up. Men are
undertaking more serious
purchase like sport gear,
entertainment electronics or
car.
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Impulsive
purchase is giving us a lot
of garbage, while the banks
and merchants are taking
your money. Take a look at
you home for the things that
you do not use, but those
thinks took you a lot of
money. Even worse, you may
be still paying installments
for things that you do not
use any more. The lie that
has been served to us by
advertisers is if we earn a
lot we can spend even more.
The truth is opposite; the
wealthy people are thinking
twice before spending. They are not tempted by call of impulsive purchase.
They are aware how hard is
to make the money. Why
should you be a shoppingolic
and waste your money away, since it is so difficult to earn it?
If
you are exercising the
shopping therapy as a way to
relieve stress it is very
likely that you will even
increase stress when you
summarize your personal
finance situation. The more
shopping therapy, the more
spending and debts.
Consequently the stress is
back. Being shoppingholic a
really dangerous addiction.
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Not
only the banks and trade is
temptation people for
shopping. It is very likely
that somebody from your
surrounding will influence
you, which will make you buy
something that you didn't
have the need before. This
sociological phenomenon is
called "keeping up with
the Joneses". The
Joneses are all around us.
That could our friend, a
neighbor or somebody from
the workplace. When
advertiser defeated somebody
from your surrounding, you
are suddenly found under a
pressure to do the same.
As
it is obvious, people are
more shoppinholic than they
would be ready to admit.
Shopping therapy is becoming
the way of living. Still,
our money is earned too hard
to be spending so easily.
Next time when you go for
shopping therapy, think
twice before being something
that is not a necessity. Do
not become shoppinholic just
to keep up with the Joneses.
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