MY WEALTH    

Consumerism Mentality                                               Posted: Nov 2009

The wish for ownership is endless. We do want to have as much as possible. Although we could live with a few things, we want many things in our possession. There are two ways to accommodate what we want: we can reduce our appetite for things or increase our income. Read More

Keeping Up With The Joneses ( Being Shoppingholic )                                               Posted: Nov 2009  

It is obvious, people are more shoppingholic than they would be ready to admit. Shopping therapy is becoming the way of living. Still, our money is earned too hard to be spending so easily. Next time when you go for shopping therapy, think twice before being something that is not a necessity. Do not become shoppingholic just to keep up with the Joneses. Read More

Financial Wisdom                                                           Posted: Oct 2009  

Why are people careless with spending the money? Probably because they lack a financial wisdom. We never have a chance to learn about financial wisdom neither in school nor in family. Simply, spending makes us happy. Who cares about the financial problems? We will care about them when they come. Since people do not have sufficient financial wisdom, meaning they do not govern with their own money. Read More

Spending Habits: Can You Control It?
Posted: Sep 2009  

Friend of mind told me about smart idea of his neighbors. They decided to put their small bills and coins, which they receive as a change during shopping, into a small cash box. The plan is simple, they receive coins every time while they shopping. One year later they opened the box and counted the money. There was a decent amount collected, enough to pay them a nice tourist trip. So the went on the trip. But, is this the only way to save for the holidays? Read More

Marketing Conspiracy Theory
Posted: Aug 2009 

Marketing and commercial wizards, still hungry for more profit launched a new weapon. This weapon brings them more profit per unit sold. From the perspective of consumer this means having less for the same amount of money. How is this possible? Read More

Mind and Money
Posted: Jun 2009  

Very popular theory today is that our wealth is the reflection of our mind. It is considered that it is necessary to believe or train our brain to believe that we will have the increase of the income and that will happen. Actually, only by meditation or praying for the wealth will not make it to happen. Our mind is not commanding the universe. Our mind is the part of the universe. Read More
 

  
Absolute and Relative Income 
Posted: Jun 2009  

There is the  question about who earns more or who has a better-paid job? Is that the person that earns more? Or is that the person who works less? These questions cannot be understood unless we evaluate their relation. Read More

  
Personal Work Monetization         Posted: May 2009     

All of us are working for money. We trade our time, skills and effort for money. We sell our Personal Work for money. Even if the money is not the main activator, still we need the money to pay our bills. So if the money is that important in our life, then you need to ask yourself at loud: Are you paid enough for the work you do? Are you doing enough to monetize your work properly? Read More

  
Loans: Better Think Than Sorry                                                 Posted: Apr 2009

Most of us must be thinking that our personal budget could be larger. Simply, our potential spending seems to be always higher than our earning. The difference between income and potential spending is the gap that we are trying to cover by any mean. There are several methods, like looking for a better-paid job or exploring the secondary income streams. One of the methods is taking a loan. Read More

  
Passive Income                                                                                   Posted: Jan 2009     

The passive income is a way of earning money without direct effort. Still you need some effort as the initial investment, but when you establish sustainable passive income, you will need a little or no supervision. So, the passive income is not perfectly passive, but as a concept it gives you more freedom and more money as the time pass. Finally, fully established passive income will give you healthy, stabile, even growing income, without your work. Read More
 

  
Multiple Income Streams                           Posted: Dec 2008     

  
Money Wallet Leaks                                                  Posted: Nov 2008     

Most of the people do care about their own well being. One of the aspects of someone’s well being is the financial well being - Money Wallet. So what is necessary for health your money wallet? More income? Yes, that may help. But earning more money is not the only thing that will influence the content of our money wallet. Read More

Whenever you read papers or browsing through the internet, you can find advertisements that offers you self employment. They offer you different types of home based job, promising you some amount that you can earn. Sometimes they promise you huge amounts with little time and effort spent. On the other hand, you can get self-employed and start up the home business by your self, without having somebody to include you in some home employment system.  Read More

 
Avoiding Marketing Traps                      Posted: Sep 2008     

Most of the people do not understand the real nature of the today's marketing. Marketing sounds like service that has intention to connect manufacturers and retailers with customers, to provide information and education to the customers.  Read More

Home Budget Planning                                   Posted: Aug 2008

It is true that is always easier to skip planning, since it requires time, effort and checking how we managed versus what we initially planned. For example, if you go on picnic for barbecue it is the most easily just to get into a car and stop by to buy a few things. But when you get to your place, you can realize that you bought meat, but you forget spices, or that you bought coal but forget the grill. So, you must admit that some planning prior to your trip should be good.  Read More

12 Steps of Becoming Financial Slave                                                                                                                           Posted: Aug 2008     

Let me tell you about the secrets of spending money. I'll tell you how you can spend all you earn and even more. I will explain you what you need to do to be in debts and to stay in debts forever. I am not promising that is going to be easy, but if you try really hard, you will succeed in loosing all your money and to be miserable.  Read More

The Well of Fortune                                             Posted: Aug 2008     

What do I need to build a fortune? Is it to be born rich? Is it to get a grip into a serious business? Do I need to win a lotto? Or do I need to rob a bank? Perhaps you need some of these ( except a last one :). But also you can have it by doing something completely different.

Since you are reading this, I assume that you are not already rich. Let say that you a ordinary citizen that is struggling with a financial unease of every day’s life and you want to build up your financial health and to achieve financial stability for years to come.  Read More